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John & Rena  Williams
John & Rena Williams
Strategy First Mortgage
916 933-7047 office
916 390-9467 mobile
916 941-9256 fax
Guidance you can trust

Your choice of a mortgage loan is critical to your financial future. But with the dizzying array of options, rates and fees on the market today, how do you choose the one that is right for you?
 
The Strategy First Mortgage team puts planning first. They know that a low rate on the wrong program is not as good as the best rate on the right program.  They help clients select the mortgage program that best integrates with their overall long and short-term financial goals. It is the ability to grasp, understand and focus on safety, liquidity and overall rate of return that sets Strategy First apart.

After the right strategy has been developed, they carefully manage the process to ensure a smooth and trouble free conclusion to your loan.  With Strategy First, communication is timely and direct.  You always know "where things stand." 


Jenny  Smotherman
Jenny Smotherman
Mortgage Planner
(916) 251-6454 office
(916) 941-9256 fax
Carol  Culver
Carol Culver
Loan Consultant
(916) 933-5049 office
(530) 307-8977mobile
(916) 941-9256 fax
John  Williams
John Williams
Certified Mortgage Planner
916-933-7047 office
916-390-9467mobile
916-941-9256 fax




Rena  Williams
Rena Williams
Certified Mortgage Planner
916 933-7048 office
916 390-9468mobile
916 941-9256 fax


Laura  Bailey
Laura Bailey
Senior Loan Processor and Production Partner
916-933-7046 office
916-941-9256 fax



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